:root{
  --river:#0d3c47; --river-2:#14596a; --glacier:#d9eef0; --salmon:#f07a4f; --salmon-dark:#b4441d;
  --sand:#f7f2e8; --ink:#1b2a2f; --muted:#4d5f64; --line:#d4dcd8; --card:#ffffff;
  --radius:10px; --max:72rem;
  --sans:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
  --serif:Georgia,"Times New Roman",Times,serif;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--sand);color:var(--ink);font:1.0625rem/1.65 var(--sans)}
a{color:var(--river-2);text-underline-offset:2px}
a:hover{color:var(--salmon-dark)}
a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid var(--salmon);outline-offset:2px}
.wrap{max-width:var(--max);margin:0 auto;padding:0 1rem}
.skip-link{position:absolute;left:-999px;top:0;background:var(--salmon);color:#111;padding:.5rem 1rem;z-index:10;font-weight:700}
.skip-link:focus{left:1rem}
h1,h2,h3{font-family:var(--serif);line-height:1.2;color:var(--river)}
h1{font-size:clamp(1.9rem,5vw,2.8rem);margin:.4em 0 .3em}
h2{font-size:1.55rem;margin:1.8em 0 .5em}
h3{font-size:1.2rem;margin:1.4em 0 .4em}
.site-header{background:var(--river);color:#fff;position:relative}
.site-header::after{content:"";display:block;height:10px;background:
  radial-gradient(circle at 10px -4px,transparent 10px,var(--sand) 11px) 0 0/20px 10px repeat-x}
.header-inner{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:.5rem;padding-top:.75rem;padding-bottom:.6rem}
.brand{display:flex;align-items:center;gap:.5rem;color:#fff;text-decoration:none;font-family:var(--serif);font-size:1.25rem}
.brand b{color:var(--salmon)}
.logo{flex:none;border:2px solid #fff;border-radius:50%}
.site-nav ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:.15rem .9rem}
.site-nav a{color:#e6f4f5;text-decoration:none;font-size:.95rem;padding:.2rem 0;display:inline-block;border-bottom:2px solid transparent}
.site-nav a:hover,.site-nav a[aria-current=page]{color:#fff;border-bottom-color:var(--salmon)}
.hero{background:linear-gradient(180deg,var(--sand),var(--glacier));padding:2.5rem 0 2rem;border-bottom:1px solid var(--line)}
.hero p.lead{font-size:1.15rem;max-width:46rem}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.8rem;color:var(--salmon-dark);font-weight:700;margin:0}
.lead{font-size:1.12rem;color:var(--muted)}
.cards{display:grid;gap:1rem;grid-template-columns:1fr;margin:1.5rem 0;padding:0;list-style:none}
.card{background:var(--card);border:1px solid var(--line);border-left:5px solid var(--salmon);border-radius:var(--radius);padding:1rem 1.2rem}
.card h3{margin-top:.2rem}
.card a{font-weight:700}
table{border-collapse:collapse;width:100%;margin:1rem 0;background:var(--card);font-size:.95rem}
.table-wrap{overflow-x:auto}
th,td{border:1px solid var(--line);padding:.55rem .65rem;text-align:left;vertical-align:top}
th{background:var(--river);color:#fff;font-weight:600}
tr:nth-child(even) td{background:#f3f8f8}
.content{background:var(--card);border-radius:var(--radius);padding:1rem 1.1rem 1.5rem;margin:1rem 0;box-shadow:0 1px 3px rgba(0,0,0,.06)}
.content p,.content li{max-width:44rem}
.meta{color:var(--muted);font-size:.9rem;margin-top:0}
.breadcrumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:.4rem;padding:0;margin:1rem 0 0;font-size:.9rem}
.breadcrumbs li+li::before{content:"›";margin-right:.4rem;color:var(--muted)}
.callout,.disclaimer{background:#fff4ee;border-left:5px solid var(--salmon);padding:.8rem 1rem;border-radius:6px;margin:1.5rem 0}
.disclaimer{background:var(--glacier);border-left-color:var(--river)}
.faq details{background:var(--card);border:1px solid var(--line);border-radius:8px;padding:.7rem 1rem;margin:.5rem 0}
.faq summary{cursor:pointer;font-weight:700;color:var(--river)}
.faq details p{margin:.6rem 0 .2rem}
.related{margin:1.5rem 0 2.5rem}
.related ul{padding-left:1.1rem}
.related li{margin:.4rem 0}
.related span{display:block;color:var(--muted);font-size:.92rem}
.contact-form{display:grid;gap:.4rem;max-width:32rem}
.contact-form input,.contact-form select,.contact-form textarea{font:inherit;padding:.55rem;border:1px solid #9aaaa6;border-radius:6px;background:#fff;color:var(--ink)}
.contact-form button{margin-top:.6rem;font:inherit;font-weight:700;background:var(--salmon-dark);color:#fff;border:0;border-radius:6px;padding:.7rem 1.2rem;cursor:pointer;justify-self:start}
.note{color:var(--muted);font-size:.92rem}
.site-footer{background:var(--river);color:#d8e9ea;margin-top:2rem;padding:2rem 0 1rem}
.site-footer a{color:#fff}
.footer-inner{display:grid;gap:1.5rem;grid-template-columns:1fr}
.footer-brand{font-family:var(--serif);font-size:1.2rem;color:#fff;margin:0 0 .4rem}
.footer-h{font-family:var(--sans);font-size:.85rem;text-transform:uppercase;letter-spacing:.1em;color:var(--salmon);margin:0 0 .4rem}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin:.25rem 0}
.copyright{font-size:.85rem;border-top:1px solid rgba(255,255,255,.2);padding-top:1rem;margin-top:1.5rem}
@media (min-width:48rem){
  .cards{grid-template-columns:repeat(2,1fr)}
  .content{padding:1.5rem 2.5rem 2rem}
  .footer-inner{grid-template-columns:2fr 1fr 1fr}
}
@media (min-width:68rem){.cards{grid-template-columns:repeat(3,1fr)}}